A-Auswide Bank
NATIONAL SENIORS TERM DEPOSIT
A term deposit distributed through National Seniors Australia
Term depositsBank updated 15 Sept 2026
At a glance
- Best rate
- 5.25% for 12m
- 12 months
- 5.25%
- Min deposit
- $5,000
§ 01 — Rates · 33
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 mo | $5,000–$3,000,000 | 0.75% | — | paid at maturity |
| Fixed | — | 10 mo | $5,000–$3,000,000 | 3.75% | — | paid at maturity |
| Fixed | — | 10 mo | $5,000–$3,000,000 | 3.65% | — | paid every 1 mo |
| Fixed | — | 11 mo | $5,000–$3,000,000 | 4.60% | — | paid at maturity |
| Fixed | — | 11 mo | $5,000–$3,000,000 | 3.60% | — | paid every 1 mo |
| Fixed | — | 1 yr | $5,000–$3,000,000 | 5.25% | — | paid at maturity |
| Fixed | — | 1 yr | $5,000–$3,000,000 | 4.00% | — | paid every 1 mo |
| Fixed | — | 18 mo | $5,000–$3,000,000 | 3.90% | — | paid at maturity |
| Fixed | — | 18 mo | $5,000–$3,000,000 | 3.70% | — | paid every 1 mo |
| Fixed | — | 2 mo | $5,000–$3,000,000 | 1.00% | — | paid at maturity |
| Fixed | — | 2 mo | $5,000–$3,000,000 | 0.90% | — | paid every 1 mo |
| Fixed | — | 2 yrs | $5,000–$3,000,000 | 5.15% | — | paid at maturity |
| Fixed | — | 2 yrs | $5,000–$3,000,000 | 3.30% | — | paid every 1 mo |
| Fixed | — | 3 mo | $5,000–$3,000,000 | 4.95% | — | paid at maturity |
| Fixed | — | 3 mo | $5,000–$3,000,000 | 3.95% | — | paid every 1 mo |
| Fixed | — | 3 yrs | $5,000–$3,000,000 | 3.25% | — | paid at maturity |
| Fixed | — | 3 yrs | $5,000–$3,000,000 | 3.05% | — | paid every 1 mo |
| Fixed | — | 4 mo | $5,000–$3,000,000 | 3.85% | — | paid at maturity |
| Fixed | — | 4 mo | $5,000–$3,000,000 | 3.75% | — | paid every 1 mo |
| Fixed | — | 4 yrs | $5,000–$3,000,000 | 3.25% | — | paid at maturity |
| Fixed | — | 4 yrs | $5,000–$3,000,000 | 3.05% | — | paid every 1 mo |
| Fixed | — | 5 mo | $5,000–$3,000,000 | 4.00% | — | paid at maturity |
| Fixed | — | 5 mo | $5,000–$3,000,000 | 3.90% | — | paid every 1 mo |
| Fixed | — | 6 mo | $5,000–$3,000,000 | 5.00% | — | paid at maturity |
| Fixed | — | 6 mo | $5,000–$3,000,000 | 3.90% | — | paid every 1 mo |
| Fixed | — | 5 yrs | $5,000–$3,000,000 | 3.25% | — | paid at maturity |
| Fixed | — | 5 yrs | $5,000–$3,000,000 | 3.05% | — | paid every 1 mo |
| Fixed | — | 7 mo | $5,000–$3,000,000 | 3.85% | — | paid at maturity |
| Fixed | — | 7 mo | $5,000–$3,000,000 | 3.75% | — | paid every 1 mo |
| Fixed | — | 8 mo | $5,000–$3,000,000 | 3.80% | — | paid at maturity |
| Fixed | — | 8 mo | $5,000–$3,000,000 | 3.70% | — | paid every 1 mo |
| Fixed | — | 9 mo | $5,000–$3,000,000 | 5.10% | — | paid at maturity |
| Fixed | — | 9 mo | $5,000–$3,000,000 | 3.70% | — | paid every 1 mo |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| TELEGPRAPHIC_TRANSFER_FEE | Payment | $50 | — | $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank. |
| RTGS_OUTWARD_PAYMENT_FEE | Transaction | $20 | — | Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment |
§ 03 — Features
- · No account keeping fee
- · A guaranteed rate for a selected period between 1 - 60 months
- · If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Terms a…
§ 04 — Eligibility & limits
- · Available to individuals
- · Minimum balance $5,000
- · Only available through National Seniors Australia
§ 05 — Compare
§ 06 — Run the numbers
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.