Rabobank
Rural Term Deposit
With a Term Deposit, you can make the most of your money with fixed returns to maximise your savings.
Term depositsBank updated 15 Sept 2026
At a glance
- Best rate
- 5.30% for 60m
- 12 months
- 5.20%
- Min deposit
- $5,000
§ 01 — Rates · 54
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 mo | $5,000–$50,000 | 2.00% | — | paid at maturity |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 1 mo | $50,000–$2,000,000 | 2.00% | — | paid at maturity |
| Fixed | — | 1 yr | $5,000–$50,000 | 5.05% | — | paid every 1 mo |
| Fixed | — | 1 yr | $5,000–$50,000 | 5.20% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 1 yr | $5,000–$50,000 | 5.10% | — | paid every 3 mo |
| Fixed | — | 1 yr | $5,000–$50,000 | 5.15% | — | paid every 6 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 1 yr | $50,000–$2,000,000 | 5.05% | — | paid every 1 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 1 yr | $50,000–$2,000,000 | 5.20% | — | paid at maturity; paid every 1 yr |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 1 yr | $50,000–$2,000,000 | 5.10% | — | paid every 3 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 1 yr | $50,000–$2,000,000 | 5.15% | — | paid every 6 mo |
| Fixed | — | 2 mo | $5,000–$50,000 | 2.10% | — | paid at maturity |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 2 mo | $50,000–$2,000,000 | 2.10% | — | paid at maturity |
| Fixed | — | 2 yrs | $5,000–$50,000 | 4.95% | — | paid every 1 mo |
| Fixed | — | 2 yrs | $5,000–$50,000 | 5.10% | — | paid every 1 yr |
| Fixed | — | 2 yrs | $5,000–$50,000 | 5.00% | — | paid every 3 mo |
| Fixed | — | 2 yrs | $5,000–$50,000 | 5.05% | — | paid every 6 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 2 yrs | $50,000–$2,000,000 | 4.95% | — | paid every 1 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 2 yrs | $50,000–$2,000,000 | 5.10% | — | paid every 1 yr |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 2 yrs | $50,000–$2,000,000 | 5.00% | — | paid every 3 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 2 yrs | $50,000–$2,000,000 | 5.05% | — | paid every 6 mo |
| Fixed | — | 3 mo | $5,000–$50,000 | 4.95% | — | paid at maturity |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 3 mo | $50,000–$2,000,000 | 4.95% | — | paid at maturity |
| Fixed | — | 3 yrs | $5,000–$50,000 | 5.00% | — | paid every 1 mo |
| Fixed | — | 3 yrs | $5,000–$50,000 | 5.15% | — | paid every 1 yr |
| Fixed | — | 3 yrs | $5,000–$50,000 | 5.05% | — | paid every 3 mo |
| Fixed | — | 3 yrs | $5,000–$50,000 | 5.10% | — | paid every 6 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 3 yrs | $50,000–$2,000,000 | 5.00% | — | paid every 1 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 3 yrs | $50,000–$2,000,000 | 5.15% | — | paid every 1 yr |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 3 yrs | $50,000–$2,000,000 | 5.05% | — | paid every 3 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 3 yrs | $50,000–$2,000,000 | 5.10% | — | paid every 6 mo |
| Fixed | — | 4 mo | $5,000–$50,000 | 3.90% | — | paid at maturity |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 4 mo | $50,000–$2,000,000 | 3.90% | — | paid at maturity |
| Fixed | — | 4 yrs | $5,000–$50,000 | 5.05% | — | paid every 1 mo |
| Fixed | — | 4 yrs | $5,000–$50,000 | 5.20% | — | paid every 1 yr |
| Fixed | — | 4 yrs | $5,000–$50,000 | 5.10% | — | paid every 3 mo |
| Fixed | — | 4 yrs | $5,000–$50,000 | 5.15% | — | paid every 6 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 4 yrs | $50,000–$2,000,000 | 5.05% | — | paid every 1 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 4 yrs | $50,000–$2,000,000 | 5.20% | — | paid every 1 yr |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 4 yrs | $50,000–$2,000,000 | 5.10% | — | paid every 3 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 4 yrs | $50,000–$2,000,000 | 5.15% | — | paid every 6 mo |
| Fixed | — | 5 mo | $5,000–$50,000 | 3.90% | — | paid at maturity |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 5 mo | $50,000–$2,000,000 | 3.90% | — | paid at maturity |
| Fixed | — | 6 mo | $5,000–$50,000 | 5.05% | — | paid at maturity |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 6 mo | $50,000–$2,000,000 | 5.05% | — | paid at maturity |
| Fixed | — | 5 yrs | $5,000–$50,000 | 5.15% | — | paid every 1 mo |
| Fixed | — | 5 yrs | $5,000–$50,000 | 5.30% | — | paid every 1 yr |
| Fixed | — | 5 yrs | $5,000–$50,000 | 5.20% | — | paid every 3 mo |
| Fixed | — | 5 yrs | $5,000–$50,000 | 5.25% | — | paid every 6 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 5 yrs | $50,000–$2,000,000 | 5.15% | — | paid every 1 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 5 yrs | $50,000–$2,000,000 | 5.30% | — | paid every 1 yr |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 5 yrs | $50,000–$2,000,000 | 5.20% | — | paid every 3 mo |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 5 yrs | $50,000–$2,000,000 | 5.25% | — | paid every 6 mo |
| Fixed | — | 9 mo | $5,000–$50,000 | 5.10% | — | paid at maturity |
| FixedFor deposits of $2M+ call 1800 025 484 to talk to a Client Services representative for a firm quote. | — | 9 mo | $50,000–$2,000,000 | 5.10% | — | paid at maturity |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early withdrawal fee | Exit | Varies | — | If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that y… Early withdrawal fee waiver (suffering financial hardship) Early withdrawal fee waiver (reinvesting during the grace period) |
| Account keeping fee | Periodic | No fee | Every 1 mo | — |
§ 03 — Features
Digital bankingFraud protection
- · From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Opening balance $5,000
- · Available for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and other forms of business structures that Rab…
§ 06 — Run the numbers
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Published by Rabobank under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.