The Finance Algorithm
At a glance
Best rate
5.25% for 12m
12 months
5.25%
Min deposit
$5,000
§ 01 — Rates · 47
TypeApplies toTermBandRateComparisonConditions
Fixed1 yrup to $5,0000.05%paid at maturity
Fixed1 yrup to $5,0000.05%paid every 1 mo
Fixed1 yr$5,000–$50,0003.85%paid at maturity
Fixed1 yr$5,000–$50,0003.85%paid every 1 mo
Fixed1 yr$50,000–$2,500,0005.25%paid at maturity
Fixed1 yr$50,000–$2,500,0005.25%paid every 1 mo
Fixed13 moup to $400,0000.00%paid every 1 yr
Fixed13 mo$400,000–$400,0000.00%paid every 1 yr
Fixed2 moup to $5,0000.05%paid every 2 mo
Fixed2 mo$5,000–$50,0000.05%paid every 2 mo
Fixed2 mo$50,000–$2,500,0000.05%paid every 2 mo
Fixed2 yrsup to $5,0000.05%paid every 1 mo
Fixed2 yrsup to $5,0000.05%paid every 1 yr
Fixed2 yrs$5,000–$50,0003.60%paid every 1 mo
Fixed2 yrs$5,000–$50,0003.00%paid every 1 yr
Fixed2 yrs$50,000–$2,500,0005.00%paid every 1 mo
Fixed2 yrs$50,000–$2,500,0005.00%paid every 1 yr
Fixed3 moup to $5,0000.05%paid at maturity
Fixed3 moup to $5,0000.05%paid every 1 mo
Fixed3 mo$5,000–$50,0003.00%paid at maturity
Fixed3 mo$5,000–$50,0003.00%paid every 1 mo
Fixed3 mo$50,000–$2,500,0004.15%paid at maturity
Fixed3 mo$50,000–$2,500,0004.15%paid every 1 mo
Fixed3 yrsup to $5,0000.05%paid every 1 mo
Fixed3 yrsup to $5,0000.05%paid every 1 yr
Fixed3 yrs$5,000–$50,0003.60%paid every 1 mo
Fixed3 yrs$5,000–$50,0003.60%paid every 1 yr
Fixed3 yrs$50,000–$2,500,0004.90%paid every 1 mo
Fixed3 yrs$50,000–$2,500,0004.90%paid every 1 yr
Fixed4 yrsup to $5,0000.05%paid every 1 mo
Fixed4 yrsup to $5,0000.05%paid every 1 yr
Fixed4 yrs$5,000–$50,0003.80%paid every 1 mo
Fixed4 yrs$5,000–$50,0003.80%paid every 1 yr
Fixed4 yrs$50,000–$2,500,0004.90%paid every 1 mo
Fixed4 yrs$50,000–$2,500,0004.90%paid every 1 yr
Fixed6 moup to $5,0000.05%paid at maturity
Fixed6 moup to $5,0000.05%paid every 1 mo
Fixed6 mo$5,000–$50,0003.60%paid at maturity
Fixed6 mo$5,000–$50,0003.60%paid every 1 mo
Fixed6 mo$50,000–$2,500,0005.00%paid at maturity
Fixed6 mo$50,000–$2,500,0005.00%paid every 1 mo
Fixed9 moup to $5,0000.05%paid at maturity
Fixed9 moup to $5,0000.05%paid every 1 mo
Fixed9 mo$5,000–$50,0003.60%paid at maturity
Fixed9 mo$5,000–$50,0003.60%paid every 1 mo
Fixed9 mo$50,000–$2,500,0005.25%paid at maturity
Fixed9 mo$50,000–$2,500,0005.25%paid every 1 mo
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
FIXED_TERM_DEPOSIT_EARLY_REDEMPTION_PENALTYCash advanceNo feeAn early withdrawal penalty of a 50% reduction of the total interest earned on the amount to be
§ 03 — Features

None published.

§ 04 — Eligibility & limits
  • · Minimum balance $5,000

Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 30 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.