The Finance Algorithm
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RSL Sub-Branch Investment Plus

As part of our ongoing commitment to the Returned & Services League of Australia, Australian Military Bank is proud to offer Sub Branches an exclusive offer on our Term Deposits. Make a solid return on your investment with interest paid on maturity or annually if your term is greater than 12 months.​

Term depositsBank updated 21 Oct 2026
Apply at RSL Money ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Best rate
5.45% for 6m
12 months
5.40%
Min deposit
$1,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 4.30%Every other institution's highest, 54 in all

Best rate for 3 months. One dot per institution, at its highest 3-month term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
3-month term depositBest rate for 3 months4.30%5.30%Heartland Bank's Broker Term Deposit4.60%of 55 institutions34th highest of 55, level with 6 others
6-month term depositBest rate for 6 months5.45%5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions2nd highest of 63, level with 2 others
12-month term depositBest rate for 12 months5.40%5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions11th highest of 65, level with 6 others
2-year term depositBest rate for 2 years3.55%5.60%Judo Bank's Personal Term Deposits4.90%of 55 institutions46th highest of 55, level with 2 others
3-year term depositBest rate for 3 years3.20%5.60%Judo Bank's Personal Term Deposits4.25%of 44 institutions40th highest of 44, level with one other

Rates

Every rate RSL Money Prod publishes for this term deposit, 34 in all.

Its best rate at each term

  1. 3 motypical 4.60%4.30%
  2. 4 mo4.30%
  3. 5 mo4.30%
  4. 6 motypical 5.10%5.45%
  5. 7 mo5.40%
  6. 8 mo4.30%
  7. 9 mo5.35%
  8. 10 mo4.30%
  9. 11 mo4.30%
  10. 1 yrtypical 5.30%5.40%
  11. 13 mo3.55%
  12. 14 mo3.55%
  13. 15 mo3.55%
  14. 16 mo3.55%
  15. 17 mo3.55%
  16. 18 mo3.55%
  17. 19 mo3.55%
  18. 20 mo3.55%
  19. 21 mo3.55%
  20. 22 mo3.55%
  21. 23 mo3.55%
  22. 2 yrstypical 4.90%3.55%
  23. 25 mo3.20%
  24. 26 mo3.20%
  25. 27 mo3.20%
  26. 28 mo3.20%
  27. 29 mo3.20%
  28. 30 mo3.20%
  29. 31 mo3.20%
  30. 32 mo3.20%
  31. 33 mo3.20%
  32. 34 mo3.20%
  33. 35 mo3.20%
  34. 3 yrstypical 4.25%3.20%
This term depositTypical institution's best for the term
TypeApplies toTermBandRateComparisonConditions
Fixed-10 mo$1,000+4.30%-paid at maturity; paid every 10 mo
Fixed-11 mo$1,000+4.30%-paid at maturity; paid every 11 mo
Fixed-1 yr$1,000+5.40%-paid at maturity; paid every 1 yr
Fixed-13 mo$1,000+3.55%-paid every 1 yr
Fixed-14 mo$1,000+3.55%-paid every 1 yr
Fixed-15 mo$1,000+3.55%-paid every 1 yr
Fixed-16 mo$1,000+3.55%-paid every 1 yr
Fixed-17 mo$1,000+3.55%-paid every 1 yr
Fixed-18 mo$1,000+3.55%-paid every 1 yr
Fixed-19 mo$1,000+3.55%-paid every 1 yr
Fixed-20 mo$1,000+3.55%-paid every 1 yr
Fixed-21 mo$1,000+3.55%-paid every 1 yr
Fixed-22 mo$1,000+3.55%-paid every 1 yr
Fixed-23 mo$1,000+3.55%-paid every 1 yr
Fixed-2 yrs$1,000+3.55%-paid every 1 yr
Fixed-25 mo$1,000+3.20%-paid every 1 yr
Fixed-26 mo$1,000+3.20%-paid every 1 yr
Fixed-27 mo$1,000+3.20%-paid every 1 yr
Fixed-28 mo$1,000+3.20%-paid every 1 yr
Fixed-29 mo$1,000+3.20%-paid every 1 yr
Fixed-3 mo$1,000+4.30%-paid at maturity; paid every 3 mo
Fixed-30 mo$1,000+3.20%-paid every 1 yr
Fixed-31 mo$1,000+3.20%-paid every 1 yr
Fixed-32 mo$1,000+3.20%-paid every 1 yr
Fixed-33 mo$1,000+3.20%-paid every 1 yr
Fixed-34 mo$1,000+3.20%-paid every 1 yr
Fixed-35 mo$1,000+3.20%-paid every 1 yr
Fixed-3 yrs$1,000+3.20%-paid every 1 yr
Fixed-4 mo$1,000+4.30%-paid at maturity; paid every 4 mo
Fixed-5 mo$1,000+4.30%-paid at maturity; paid every 5 mo
Fixed-6 mo$1,000+5.45%-paid at maturity; paid every 6 mo
Fixed-7 mo$1,000+5.40%-paid at maturity; paid every 7 mo
Fixed-8 mo$1,000+4.30%-paid at maturity; paid every 8 mo
Fixed-9 mo$1,000+5.35%-paid at maturity; paid every 9 mo

Rate changes

6 changes logged, newest first.

DateRateWasNowChange
21 Oct 2026Fixed, 10 mo, $1,000+4.00%4.30%up 0.30
21 Oct 2026Fixed, 11 mo, $1,000+4.00%4.30%up 0.30
21 Oct 2026Fixed, 1 yr, $1,000+3.60%5.40%up 1.80
21 Oct 2026Fixed, 6 mo, $1,000+4.00%5.45%up 1.45
21 Oct 2026Fixed, 7 mo, $1,000+4.70%5.40%up 0.70
21 Oct 2026Fixed, 9 mo, $1,000+4.30%5.35%up 1.05

Each change is logged the night it appears in the rates RSL Money publishes. See how every lender answered the RBA on the rate tracker.

Fees

5 fees published, grouped by when they're charged.

While you hold it1

  • Paper statement fee (per statement)
    $2 every 3 months

When particular things happen4

  • Archive retrieval fee

    Per hour fee applies plus any expenses incurred

    From $50
  • Audit Certificate Fee

    Per audit certificate requested

    $50
  • Early Withdrawal from Term Deposit

    Early Withdrawal fee depends on portion of term remaining which determines interest rate reduction. Fee is based on balance and interest rate reduction is between 20% and 90%. Refer to Fees and Charg…

    90.00% of balance
  • Paper statements printed at branch/posted

    per page $2.50 if collected at branch or $5 if posted

    $2.50 to $5

Features

Digital banking
  • Members can set up a variety of notifications in Internet Banking

Eligibility and limits

  • Minimum age 18
  • Residency: Individuals must be citizens or permanent residents of Australia.
  • Minimum balance $1,000
  • Exclusively for RSL Sub Branches and their members

Published by RSL Money under the Consumer Data Right, last changed by them on 21 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.