RSL Money
Every product RSL Money publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 21 Oct 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with Australian Military Bank under the same banking licence. Who shares a cap
- Australian credit licence and AFS licence 237988, held by Australian Military Bank Ltd; credit licence since 15 December 2010. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
7 products in 3 categories
RSL Money's rates today
RSL Money's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where RSL Money sits among every institution's best
| Rate | RSL Money | Best anywhere | Typical institution |
|---|---|---|---|
| Savings accountBase plus any bonus, when its conditions are met | 0.50%RSL Everyday Account | 5.75%Defence Bank Limited's iSaver | 4.85%of 73 institutions |
| 12-month term depositBest rate for a 12-month term | 5.40%RSL Member Income Plus | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| Credit card purchase rateOngoing purchase rate, not introductory offers | 11.99%Low Rate Visa Credit Card | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions |
RSL Money savings and transaction account rates
Compare across banks2 products
Its highest savings rate is 0.50%, on its RSL Everyday Account: 71st highest of 84 institutions.
RSL Money term deposit rates
Compare across banks4 products
Its highest 12-month term deposit rate is 5.40%, on its RSL Member Income Plus: 11th highest of 65 institutions, level with 6 others.
| Rate | RSL Money | Best anywhere | Typical institution |
|---|---|---|---|
| 3-month term depositBest rate for 3 months | 4.30%RSL Member Income Plus | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions |
| 6-month term depositBest rate for 6 months | 5.45%RSL Member Income Plus | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions |
| 12-month term depositBest rate for 12 months | 5.40%RSL Member Income Plus | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| 2-year term depositBest rate for 2 years | 3.55%RSL Member Investment Plus | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions |
| 3-year term depositBest rate for 3 years | 3.20%RSL Member Investment Plus | 5.60%Judo Bank's Personal Term Deposits | 4.25%of 44 institutions |
- RSL Member Income Plus
- Best rate
- 5.45% for 6m
- 12 months
- 5.40%
- Min deposit
- $1,000
- RSL Member Investment Plus
- Best rate
- 5.45% for 6m
- 12 months
- 5.40%
- Min deposit
- $1,000
- RSL Sub-Branch Income Plus
- Best rate
- 5.45% for 6m
- 12 months
- 5.40%
- Min deposit
- $1,000
- RSL Sub-Branch Investment Plus
- Best rate
- 5.45% for 6m
- 12 months
- 5.40%
- Min deposit
- $1,000
RSL Money credit card rates
Compare across banks1 product
Its lowest credit card purchase rate is 11.99%, on its Low Rate Visa Credit Card: 17th lowest of 51 card issuers, level with 5 others.
Every published rate RSL Money has changed.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Wed 21 Oct
RSL Money lifted 24 term deposit rates by 0.30 to 1.80 percentage points.
0.30 to 1.80- RSL Sub-Branch Investment Plus (6 rates)
- RSL Sub-Branch Income Plus (6 rates)
- RSL Member Investment Plus (6 rates)
- RSL Member Income Plus (6 rates)
Published by RSL Money under the Consumer Data Right, last changed by them on 21 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.