Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

6 products · 2 categories · changed 23 Sept 2026

Heartland.

Term deposits 4 Savings & transaction accounts 2

Term deposits · 4Compare across banks →

Broker Term Deposit

Best rate: 5.30% for 12m
12 months: 5.30%
Min deposit: $5,000

Broker Term Deposit - Business

Best rate: 5.30% for 12m
12 months: 5.30%
Min deposit: $5,000

Term Deposit

Best rate: 5.50% for 12m
12 months: 5.50%
Min deposit: $5,000

Term Deposit - Business

Best rate: 5.45% for 12m
12 months: 5.45%
Min deposit: $100,000

Savings & transaction accounts · 2Compare across banks →

Access Account

Base rate: 0.00%

MySavings account

Base rate: 1.50%

Published by Heartland under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

Ask the co-pilot