The Finance Algorithm

Corporate 80 Extras

An extras policy from Bupa.

  • Corporate policy, sold through employers and associations.
  • Only sold with particular other policies.

Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement Bupa files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.

From

$135.75a month

Single, WA, no excess, before the rebate.

Medicare levy surcharge
Does not exempt you
Ambulance
Emergency only, call-out fees included
Who can join
Through an employer or group

The Private Health Information Statement for this price, on PrivateHealth.gov.au.

Against every other extras policy in NSW & ACT

Single cover, corporate and restricted policies included. Further right covers more services, higher up costs more.

This policyEvery other extras policy, 396 in all

It covers 25 services for $152.35 a month. Of the 396 other policies, 332 cost less and 22 cover more services.

Monthly premium by state and cover type

NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.

Single premium in each state

NT$152
QLD$152
WA$136
SA$152
NSW$152
ACT$152
VIC$152
TAS$152
CheaperDearer

To the nearest dollar, a month before the rebate. The tables below have every price to the cent.

Pays towards 25 of 27 standard services

Yearly limits, per person, against the typical policy

  1. General dentalshared with major dental, endodontic (root canals), orthodontics
    $1,200typical policy $800
  2. Major dentalshared with general dental, endodontic (root canals), orthodontics
    $1,200typical policy $1,000
  3. Optical
    $250typical policy $220
  4. Physiotherapy
    $400typical policy $450
  5. Chiropracticshared with osteopathy
    $400typical policy $400
  6. Psychologyshared with 9 other services
    $500typical policy $400
This policyTypical policy

What it pays on common claims, against the typical policy

  1. Periodic oral exam (item 012)
    80% of the feetypical policy $35.20
  2. Scale and clean (item 114)
    80% of the feetypical policy $66.85
  3. Full crown, veneered (item 615)
    80% of the feetypical policy $773.80
  4. Single vision lenses and frames
    100% of the feetypical policy $220.00
  5. Physiotherapy, first visit
    80% of the feetypical policy $42.00
  6. Psychology, first visit
    80% of the feetypical policy $75.00
This policyTypical policy
ServiceWaiting periodYearly limit, per personExample benefits (all states)
General dentalconditions apply2 months$1,200shared with major dental, endodontic (root canals), orthodonticsPeriodic oral exam (item 012): 80%Scale and clean (item 114): 80%Fluoride treatment (item 121): 80%Simple extraction (item 322): 80%
Major dentalconditions apply12 months$1,200shared with general dental, endodontic (root canals), orthodonticsFull crown, veneered (item 615): 80%
Endodontic (root canals)12 months$1,200shared with general dental, major dental, orthodonticsRoot canal filling (item 417): 80%
Orthodontics12 months$1,200shared with general dental, major dental, endodontic (root canals)Braces, upper and lower, with retainer (item 881): 80%
Optical2 months$250Multifocal lenses and frames: 100%Single vision lenses and frames: 100%
Non-PBS medicinesconditions apply2 months$500shared with 9 other servicesNon-PBS prescription: 80%
Physiotherapy2 months$400Physiotherapy, first visit: 80%Physiotherapy, later visit: 80%
Chiropractic2 months$400shared with osteopathyChiropractic, first visit: 80%Chiropractic, later visit: 80%
Podiatry2 months$500shared with 9 other servicesPodiatry, first visit: 80%Podiatry, later visit: 80%
Psychology2 months$500shared with 9 other servicesPsychology, first visit: 80%Psychology, later visit: 80%
Acupuncture2 months$500shared with 9 other servicesAcupuncture, first visit: 80%Acupuncture, later visit: 80%
Remedial massage2 months$500shared with 9 other servicesRemedial massage, first visit: 80%Remedial massage, later visit: 80%
Hearing aidsconditions apply12 months$500shared with 9 other servicesHearing aid: 100%
Blood glucose monitorsconditions apply12 months$500shared with 9 other servicesBlood glucose monitor: 80%
Antenatal and postnatalconditions apply2 months$350Antenatal and postnatal, first visit: 80%Antenatal and postnatal, later visit: 80%
Chinese herbal medicine2 months$500shared with 9 other servicesChinese herbal medicine, first visit: 80%Chinese herbal medicine, later visit: 80%
Dieteticsconditions apply2 months$400shared with orthoptics, occupational therapy, speech therapyDietetics, first visit: 80%Dietetics, later visit: 80%
Exercise physiology2 months$500shared with 9 other servicesExercise physiology, first visit: 80%Exercise physiology, later visit: 80%
Orthoptics2 months$400shared with dietetics, occupational therapy, speech therapyOrthoptics, first visit: 80%Orthoptics, later visit: 80%
Health management programs6 months$100Health management program: 80%
Home nursingconditions apply2 months$350Home nursing, first visit: 80%Home nursing, later visit: 80%
Occupational therapy2 months$400shared with dietetics, orthoptics, speech therapyOccupational therapy, first visit: 80%Occupational therapy, later visit: 80%
Orthoticsconditions apply12 months$500shared with 9 other servicesOrthotics: 80%
Osteopathy2 months$400shared with chiropracticOsteopathy, first visit: 80%Osteopathy, later visit: 80%
Speech therapy2 months$400shared with dietetics, orthoptics, occupational therapySpeech therapy, first visit: 80%Speech therapy, later visit: 80%

Not covered: audiology, vaccinations.

Other services: Includes access to Blua Online Doctor Appointments. We pay 100% of the cost for eligible consults only, up to a yearly limit of 6 services per person. Benefits are not payable for services listed on the Medicare Benefits Schedule (MBS). 2-months waiting period, eligibility criteria, terms and conditions apply. 100% of travel expenses up to $100 per person, and $40 per night of accommodation fees up to $150 per person for essential hospital or medical treatment where the total return distance is 200km or more from home. Where applicable, benefits are paid under Hospital cover only (you cannot claim under both Hospital and Extras for the same trip). 2-months waiting period and eligibility criteria apply. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits apply for Digital Mental Health. Health Management includes claims for Weight Management Programs, Nicotine Replacement Therapy, Health Subscriptions, Gym Memberships, Personal Training and Mole Mapping (including Skin Checks) only. Eligibility criteria apply, contact us for more information. Blood glucose monitors, hearing aids, and other health aids, are payable under the Health Appliances category, which share a yearly limit with other services specified in list. Sub-limits and restrictions apply.

From the insurer: For selected services, your yearly limit increases each calendar year after your first 12 months on the policy, up to a set amount. To check what your loyalty limit is, please contact us.

Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice. Home nursing covers selected services. Dietary covers consultations only. Pharmacy benefit paid after current PBS patient contribution deducted. Dentures payable once every 3 years. Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121 payable once every 6 months. Blood glucose monitors are payable once per year. Hearing aids are payable once every 3 years. Two fully custom-made orthoses (one pair) are payable once per person per calendar year.

Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.

Compare

Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.

Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.