Corporate 50 Benefits
An extras policy from nib.
- Sold as GU Health Insurance.
- Corporate policy, sold through employers and associations.
Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement nib files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.
From
Single, NSW & ACT, no excess, before the rebate.
- Medicare levy surcharge
- Does not exempt you
- Ambulance
- Emergency only, call-out fees included, no limit
- Who can join
- Through an employer or group
The Private Health Information Statement for this price, on PrivateHealth.gov.au.
nib's page for this policyAgainst every other extras policy in NSW & ACT
Single cover, corporate and restricted policies included. Further right covers more services, higher up costs more.
It covers 11 services for $68.29 a month. Of the 396 other policies, 141 cost less and 300 cover more services.
Monthly premium by state and cover type
NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.
Single premium in each state
To the nearest dollar, a month before the rebate. The tables below have every price to the cent.
No excess
| State | Single | Couple | Family | Single parent | Extended family |
|---|---|---|---|---|---|
| NSW & ACT | $68.29 | $136.59 | $136.59 | $112.68 | $170.73 |
| VIC | $68.29 | $136.59 | $136.59 | $112.68 | $170.73 |
| QLD | $68.29 | $136.59 | $136.59 | $112.68 | $170.73 |
| SA | $68.29 | $136.59 | $136.59 | $112.68 | $170.73 |
| WA | $68.29 | $136.59 | $136.59 | $112.68 | $170.73 |
| TAS | $68.29 | $136.59 | $136.59 | $112.68 | $170.73 |
| NT | $68.29 | $136.59 | $136.59 | $112.68 | $170.73 |
Pays towards 11 of 27 standard services
Yearly limits, per person, against the typical policy
- General dental$800typical policy $800
- Optical$200typical policy $220
- Physiotherapyshared with exercise physiology$250typical policy $450
- Chiropracticshared with 4 other services$250typical policy $400
- Psychologyshared with non-pbs medicines$250typical policy $400
What it pays on common claims, against the typical policy
- Periodic oral exam (item 012)50% of the feetypical policy $35.20
- Scale and clean (item 114)50% of the feetypical policy $66.85
- Single vision lenses and frames100% of the feetypical policy $220.00
- Physiotherapy, first visit50% of the feetypical policy $42.00
- Psychology, first visit50% of the feetypical policy $75.00
| Service | Waiting period | Yearly limit, per person | Example benefits (all states) |
|---|---|---|---|
| General dental | None | $800 | Periodic oral exam (item 012): 50%Scale and clean (item 114): 50%Fluoride treatment (item 121): 50%Simple extraction (item 322): 50% |
| Opticalconditions apply | 6 months | $200 | Multifocal lenses and frames: 100%Single vision lenses and frames: 100% |
| Non-PBS medicines | None | $250shared with psychology | Non-PBS prescription: 50% |
| Physiotherapy | None | $250shared with exercise physiology | Physiotherapy, first visit: 50%Physiotherapy, later visit: 50% |
| Chiropractic | None | $250shared with 4 other services | Chiropractic, first visit: 50%Chiropractic, later visit: 50% |
| Psychology | None | $250shared with non-pbs medicines | Psychology, first visit: 50%Psychology, later visit: 50% |
| Acupuncture | None | $250shared with 4 other services | Acupuncture, first visit: 50%Acupuncture, later visit: 50% |
| Remedial massage | None | $250shared with 4 other services | Remedial massage, first visit: 50%Remedial massage, later visit: 50% |
| Chinese herbal medicine | None | $250shared with 4 other services | Chinese herbal medicine, first visit: 50%Chinese herbal medicine, later visit: 50% |
| Exercise physiology | None | $250shared with physiotherapy | Exercise physiology, first visit: 50%Exercise physiology, later visit: 50% |
| Osteopathy | None | $250shared with 4 other services | Osteopathy, first visit: 50%Osteopathy, later visit: 50% |
Not covered: major dental, endodontic (root canals), orthodontics, podiatry, hearing aids, blood glucose monitors, audiology, antenatal and postnatal, dietetics, orthoptics, health management programs, home nursing, occupational therapy, orthotics, speech therapy, vaccinations.
Preventative dental is not counted against the dental limit.
Other services: * Service limits apply for Optical. Myotherapy: combined limit of $250 with acupuncture, remedial massage and chinese herbalism. Use nib Rewards to access a range of rewards and discounts on services like groceries, petrol, entertainment, health, wellbeing and more! For Preventative dental service limits apply.
From the insurer: By choosing an nib First Choice provider it means you could pay less on dental treatment, physiotherapy and optical.
Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.
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Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.
Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.