The Finance Algorithm

Corporate Choice 60

An extras policy from Bupa.

  • Corporate policy, sold through employers and associations.

Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement Bupa files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.

From

$45.25a month

Single, TAS, no excess, before the rebate.

Medicare levy surcharge
Does not exempt you
Ambulance
Emergency only, call-out fees included, no limit
Who can join
Through an employer or group

The Private Health Information Statement for this price, on PrivateHealth.gov.au.

Against every other extras policy in NSW & ACT

Single cover, corporate and restricted policies included. Further right covers more services, higher up costs more.

This policyEvery other extras policy, 396 in all

It covers 14 services for $62.45 a month. Of the 396 other policies, 125 cost less and 258 cover more services.

Monthly premium by state and cover type

NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.

Single premium in each state

NT$49
QLD$60
WA$59
SA$67
NSW$62
ACT$62
VIC$62
TAS$45
CheaperDearer

To the nearest dollar, a month before the rebate. The tables below have every price to the cent.

Pays towards 14 of 27 standard services

Yearly limits, per person, against the typical policy

  1. General dentalshared with 12 other services
    $650typical policy $800
  2. Optical
    $200typical policy $220
  3. Physiotherapyshared with 12 other services
    $650typical policy $450
  4. Chiropracticshared with 12 other services
    $650typical policy $400
  5. Psychologyshared with 12 other services
    $650typical policy $400
This policyTypical policy

What it pays on common claims, against the typical policy

  1. Periodic oral exam (item 012)
    60% of the feetypical policy $35.20
  2. Scale and clean (item 114)
    60% of the feetypical policy $66.85
  3. Single vision lenses and frames
    100% of the feetypical policy $220.00
  4. Physiotherapy, first visit
    60% of the feetypical policy $42.00
  5. Psychology, first visit
    60% of the feetypical policy $75.00
This policyTypical policy
ServiceWaiting periodYearly limit, per personExample benefits (all states)
General dentalconditions apply2 months$650shared with 12 other servicesPeriodic oral exam (item 012): 60%Scale and clean (item 114): 60%Fluoride treatment (item 121): 60%Simple extraction (item 322): 60%
Optical2 months$200Multifocal lenses and frames: 100%Single vision lenses and frames: 100%
Non-PBS medicinesconditions apply2 months$650shared with 12 other servicesNon-PBS prescription: 60%
Physiotherapy2 months$650shared with 12 other servicesPhysiotherapy, first visit: 60%Physiotherapy, later visit: 60%
Chiropractic2 months$650shared with 12 other servicesChiropractic, first visit: 60%Chiropractic, later visit: 60%
Psychology2 months$650shared with 12 other servicesPsychology, first visit: 60%Psychology, later visit: 60%
Acupuncture2 months$650shared with 12 other servicesAcupuncture, first visit: 60%Acupuncture, later visit: 60%
Remedial massage2 months$650shared with 12 other servicesRemedial massage, first visit: 60%Remedial massage, later visit: 60%
Antenatal and postnatalconditions apply2 months$650shared with 12 other servicesAntenatal and postnatal, first visit: 60%Antenatal and postnatal, later visit: 60%
Chinese herbal medicine2 months$650shared with 12 other servicesChinese herbal medicine, first visit: 60%Chinese herbal medicine, later visit: 60%
Dieteticsconditions apply2 months$650shared with 12 other servicesDietetics, first visit: 60%Dietetics, later visit: 60%
Exercise physiology2 months$650shared with 12 other servicesExercise physiology, first visit: 60%Exercise physiology, later visit: 60%
Health management programs6 months$650shared with 12 other servicesHealth management program: 60%
Osteopathy2 months$650shared with 12 other servicesOsteopathy, first visit: 60%Osteopathy, later visit: 60%

Not covered: major dental, endodontic (root canals), orthodontics, podiatry, hearing aids, blood glucose monitors, audiology, orthoptics, home nursing, occupational therapy, orthotics, speech therapy, vaccinations.

Other services: Includes access to Blua Online Doctor Appointments. We pay 100% of the cost for eligible consults only, up to a yearly limit of 6 services per person. Benefits are not payable for services listed on the Medicare Benefits Schedule (MBS). 2-months waiting period, eligibility criteria, terms and conditions apply. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Health Management includes claims for Weight Management Programs, Nicotine Replacement Therapy, Health Subscriptions, Gym Memberships, Personal Training and Mole Mapping (including Skin Checks) only. Eligibility criteria apply, contact us for more information.

From the insurer: Enjoy flexible limits on a range of included services on your cover. Sub-limit applies to Remedial Massage. Optical has a separate limit.

Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice. Dietary covers consultations only. Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121 payable once every 6 months. Pharmacy benefit paid after current PBS patient contribution deducted.

Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.

Compare

Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.

Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.