Comprehensive Extras

Not covered: vaccinations.

Other services: Other services: Anti snore device $500 sub-limit included in Major Dental overall limit. Hydrotherapy $25 per consult included in Physiotherapy limit. Group Physiotherapy $20 per consult up to $250 sub-limit. Ante/post natal Physiotherapy $17 per consult up to $140 limit. Chiropractic x-ray (one per year) $63 included in Chiropractic limit. Group Psychology $35 per consult, Psychometric assessments $116, Counselling $43 per initial consult, $41 per subsequent consult, included in $400 Psychology limit. Osteopathic x-ray (one per year) $63 included in Osteopathy limit. Myotherapy, Shiatsu, Alexander Technique $43 per consult included in Remedial Massage limit. Western Herbal Medicine, Naturopathy $42/$37 per consult included in Acupuncture limit. Podiatric Surgery 85% and Biogait Analysis $37 (one per year) up to $400 Podiatry limit. Orthotic Repairs 85% up to $100 sub-limit. Group Speech Therapy $17 per consult and Paediatric Assessment (one per year) $90 up to $400 Speech Therapy limit. Group Occupational Therapy $22.50 per consult and Paediatric Assessment (one per year) $71 up to $400 Occupational Therapy limit. *Health Management overall limit includes $110 sub-limit Health Screenings, $140 sub-limits on Health Management Programs and Healthy Lifestyle Programs and $200 sub-limit for Antenatal/postnatal classes and Menopause Support. Health Devices/Appliances overall $620 limit, 85% up to relevant sub-limit includes compression garments up to $300 sub-limit. Non-surgically implanted prostheses e.g. breast prostheses and wigs 85% up to $1,500 limit. Lactation nursing $50 daily included in $600 Home Nursing limit. Travel and Accommodation $50 per night and up to $100 travel up to $100 limit (conditions apply). Active Health Bonus $75/person $150/membership (conditions apply).

From the insurer: Annual limits for most services increase with years of membership. Online and mobile access, claims via smart phone app. Extended dependant option only available with selected hospital products.

*Major dental limit includes Crowns/Bridges $750 sub-limit, Implants $500 sub-limit, Dentures $650 sub-limit, Endodontia $400 sub-limit, Periodontia $400 sub-limit, Inlays/Onlays/Facings $400 sub-limit. *$1000 orthodontic annual limit during active treatment, $2,800 maximum lifetime benefit. *Optical set benefits apply for frames/lenses/repairs, 100% up to annual limit for contacts. *Physiotherapy limit includes $200 sub-limit Exercise Physiology and $250 sub-limit Group Physiotherapy. *Blood Glucose Monitors $550 sub-limit included in Health Devices/Appliances limit with $100 sub-limit for CPAP etc accessories/repair, $200 sub-limit for other appliances, $120 sub-limit for Health Aids. *Orthotics $240 sub-limit on customised/moulded orthotics under overall Orthotics limit.

Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.

Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.

Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.