Signature Extras
An extras policy from Bupa.
- Corporate policy, sold through employers and associations.
- Only sold with particular other policies.
Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement Bupa files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.
From
Single, NSW & ACT, no excess, before the rebate.
- Medicare levy surcharge
- Does not exempt you
- Ambulance
- Emergency only, call-out fees included
- Who can join
- Through an employer or group
The Private Health Information Statement for this price, on PrivateHealth.gov.au.
Against every other extras policy in NSW & ACT
Single cover, corporate and restricted policies included. Further right covers more services, higher up costs more.
It covers 25 services for $214.60 a month. Of the 396 other policies, 376 cost less and 22 cover more services.
Monthly premium by state and cover type
NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.
Single premium in each state
To the nearest dollar, a month before the rebate. The tables below have every price to the cent.
No excess
| State | Single | Couple | Family | Single parent | Extended family | Extended single parent |
|---|---|---|---|---|---|---|
| NSW & ACT | $214.60 | $429.20 | $429.20 | $364.80 | $615.00 | $439.95 |
| VIC | $214.60 | $429.20 | $429.20 | $364.80 | $615.00 | $439.95 |
| QLD | $214.60 | $429.20 | $429.20 | $364.80 | $615.00 | $439.95 |
| SA | $214.60 | $429.20 | $429.20 | $364.80 | $615.00 | $439.95 |
| WA | $214.60 | $429.20 | $429.20 | $364.80 | $615.00 | $439.95 |
| TAS | $214.60 | $429.20 | $429.20 | $364.80 | $615.00 | $439.95 |
| NT | $214.60 | $429.20 | $429.20 | $364.80 | $615.00 | $439.95 |
Pays towards 25 of 27 standard services
Yearly limits, per person, against the typical policy
- General dentalNo annual limittypical policy $800
- Major dentalshared with endodontic (root canals), orthodontics$2,000typical policy $1,000
- Optical$350typical policy $220
- Physiotherapy$600typical policy $450
- Chiropracticshared with osteopathy$600typical policy $400
- Psychologyshared with 9 other services$600typical policy $400
What it pays on common claims, against the typical policy
- Periodic oral exam (item 012)80% of the feetypical policy $35.20
- Scale and clean (item 114)80% of the feetypical policy $66.85
- Full crown, veneered (item 615)80% of the feetypical policy $773.80
- Single vision lenses and frames100% of the feetypical policy $220.00
- Physiotherapy, first visit80% of the feetypical policy $42.00
- Psychology, first visit80% of the feetypical policy $75.00
| Service | Waiting period | Yearly limit, per person | Per policy | Example benefits (all states) |
|---|---|---|---|---|
| General dentalconditions apply | 2 months | No annual limit | - | Periodic oral exam (item 012): 80%Scale and clean (item 114): 80%Fluoride treatment (item 121): 80%Simple extraction (item 322): 80% |
| Major dentalconditions apply | 12 months | $2,000shared with endodontic (root canals), orthodontics | - | Full crown, veneered (item 615): 80% |
| Endodontic (root canals) | 12 months | $2,000shared with major dental, orthodontics | - | Root canal filling (item 417): 80% |
| Orthodontics | 12 months | $2,000shared with major dental, endodontic (root canals) | - | Braces, upper and lower, with retainer (item 881): 80% |
| Optical | 2 months | $350 | - | Multifocal lenses and frames: 100%Single vision lenses and frames: 100% |
| Non-PBS medicinesconditions apply | 2 months | $600 | - | Non-PBS prescription: 80% |
| Physiotherapy | 2 months | $600 | - | Physiotherapy, first visit: 80%Physiotherapy, later visit: 80% |
| Chiropractic | 2 months | $600shared with osteopathy | $1,200 | Chiropractic, first visit: 80%Chiropractic, later visit: 80% |
| Podiatry | 2 months | $600shared with 9 other services | - | Podiatry, first visit: 80%Podiatry, later visit: 80% |
| Psychology | 2 months | $600shared with 9 other services | - | Psychology, first visit: 80%Psychology, later visit: 80% |
| Acupuncture | 2 months | $600shared with 9 other services | - | Acupuncture, first visit: 80%Acupuncture, later visit: 80% |
| Remedial massage | 2 months | $600shared with 9 other services | - | Remedial massage, first visit: 80%Remedial massage, later visit: 80% |
| Hearing aidsconditions apply | 12 months | $600shared with 9 other services | - | Hearing aid: 100% |
| Blood glucose monitorsconditions apply | 12 months | $600shared with 9 other services | - | Blood glucose monitor: 80% |
| Antenatal and postnatalconditions apply | 2 months | $450 | - | Antenatal and postnatal, first visit: 80%Antenatal and postnatal, later visit: 80% |
| Chinese herbal medicine | 2 months | $600shared with 9 other services | - | Chinese herbal medicine, first visit: 80%Chinese herbal medicine, later visit: 80% |
| Dieteticsconditions apply | 2 months | $400shared with orthoptics, occupational therapy, speech therapy | - | Dietetics, first visit: 80%Dietetics, later visit: 80% |
| Exercise physiology | 2 months | $600shared with 9 other services | - | Exercise physiology, first visit: 80%Exercise physiology, later visit: 80% |
| Orthoptics | 2 months | $400shared with dietetics, occupational therapy, speech therapy | - | Orthoptics, first visit: 80%Orthoptics, later visit: 80% |
| Health management programs | 6 months | $100 | - | Health management program: 80% |
| Home nursingconditions apply | 2 months | $600shared with 9 other services | - | Home nursing, first visit: 80%Home nursing, later visit: 80% |
| Occupational therapy | 2 months | $400shared with dietetics, orthoptics, speech therapy | - | Occupational therapy, first visit: 80%Occupational therapy, later visit: 80% |
| Orthoticsconditions apply | 12 months | $600shared with 9 other services | - | Orthotics: 80% |
| Osteopathy | 2 months | $600shared with chiropractic | $1,200 | Osteopathy, first visit: 80%Osteopathy, later visit: 80% |
| Speech therapy | 2 months | $400shared with dietetics, orthoptics, occupational therapy | - | Speech therapy, first visit: 80%Speech therapy, later visit: 80% |
Not covered: audiology, vaccinations.
Other services: Includes access to Blua Online Doctor Appointments. We pay 100% of the cost for eligible consults only, up to a yearly limit of 6 services per person. Benefits are not payable for services listed on the Medicare Benefits Schedule (MBS). 2-months waiting period, eligibility criteria, terms and conditions apply. Mental health includes Psychology, Digital Mental Health, Social Work (psychological therapies), and Counselling (including Indigenous Counselling). Sub-limits apply for Digital Mental Health. Health Management includes claims for Weight Management Programs, Nicotine Replacement Therapy, Health Subscriptions, Gym Memberships, Personal Training and Mole Mapping (including Skin Checks) only. Eligibility criteria applies, contact us for more information. Blood glucose monitors, hearing aids, and other health aids, are payable under the Health Appliances category, which share a yearly limit with other services specified in list. Sub-limits and restrictions apply. 100% of travel expenses up to $100 per person, and $40 per night of accommodation fees up to $150 per person for essential hospital or medical treatment where the total return distance is 200km or more from home. Where applicable, benefits are paid under Hospital cover only (you cannot claim under both Hospital and Extras for the same trip). 2-months waiting period and eligibility criteria apply.
From the insurer: For selected services, your yearly limit increases each calendar year after your first 12 months on the policy, up to a set amount. To check what your loyalty limit is, please contact us.
Ante/Post-natal consultations and courses including lactation consultations, with a Bupa recognised provider in private practice. Home nursing covers selected services. Dietary covers consultations only. Pharmacy benefit paid after current PBS patient contribution deducted. Blood glucose monitors are payable once per year. Hearing aids are payable once every 3 years. Dentures payable once every 3 years. Periodic oral examination 012, Scale & Clean 114, Fluoride treatment 121 payable once every 6 months. Two fully custom-made orthoses (one pair) are payable once per person per calendar year.
Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.
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Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.
Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.