Corporate Basic Extras 65%
An extras policy from nib.
- Corporate policy, sold through employers and associations.
Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement nib files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.
From
Single, VIC, no excess, before the rebate.
- Medicare levy surcharge
- Does not exempt you
- Ambulance
- Emergency only, call-out fees included, no limit
- Who can join
- Through an employer or group
The Private Health Information Statement for this price, on PrivateHealth.gov.au.
nib's page for this policyAgainst every other extras policy in NSW & ACT
Single cover, corporate and restricted policies included. Further right covers more services, higher up costs more.
It covers 13 services for $71.27 a month. Of the 396 other policies, 146 cost less and 271 cover more services.
Monthly premium by state and cover type
NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.
Single premium in each state
To the nearest dollar, a month before the rebate. The tables below have every price to the cent.
No excess
| State | Single | Couple | Family | Single parent | Extended family |
|---|---|---|---|---|---|
| NSW & ACT | $71.27 | $140.41 | $144.69 | $121.17 | $178.19 |
| VIC | $70.42 | $138.72 | $142.95 | $119.71 | $176.04 |
| QLD | $70.42 | $138.72 | $142.95 | $119.71 | $176.04 |
| SA | $70.42 | $138.72 | $142.95 | $119.71 | $176.04 |
| WA | $70.42 | $138.72 | $142.95 | $119.71 | $176.04 |
| TAS | $70.42 | $138.72 | $142.95 | $119.71 | $176.04 |
| NT | $70.42 | $138.72 | $142.95 | $119.71 | $176.04 |
Pays towards 13 of 27 standard services
Yearly limits, per person, against the typical policy
- General dentalshared with major dental, endodontic (root canals), orthodontics$500typical policy $800
- Major dentalshared with general dental, endodontic (root canals), orthodontics$500typical policy $1,000
- Optical$200typical policy $220
- Physiotherapyshared with chiropractic, exercise physiology, osteopathy$300typical policy $450
- Chiropracticshared with physiotherapy, exercise physiology, osteopathy$300typical policy $400
What it pays on common claims, against the typical policy
- Periodic oral exam (item 012)65% of the feetypical policy $35.20
- Scale and clean (item 114)65% of the feetypical policy $66.85
- Full crown, veneered (item 615)65% of the feetypical policy $773.80
- Single vision lenses and frames65% of the feetypical policy $220.00
- Physiotherapy, first visit65% of the feetypical policy $42.00
| Service | Waiting period | Yearly limit, per person | Example benefits (all states) |
|---|---|---|---|
| General dental | None | $500shared with major dental, endodontic (root canals), orthodontics | Periodic oral exam (item 012): 65%Scale and clean (item 114): 65%Fluoride treatment (item 121): 65% |
| Major dental | 12 months | $500shared with general dental, endodontic (root canals), orthodontics | Surgical extraction (item 322): 65%Full crown, veneered (item 615): 65% |
| Endodontic (root canals) | 12 months | $500shared with general dental, major dental, orthodontics | Root canal filling (item 417): 65% |
| Orthodontics | 12 months | $500shared with general dental, major dental, endodontic (root canals) | Braces, upper and lower, with retainer (item 881): 65% |
| Optical | None | $200 | Multifocal lenses and frames: 65%Single vision lenses and frames: 65% |
| Non-PBS medicinesconditions apply | None | $150 | Non-PBS prescription: 65% |
| Physiotherapy | None | $300shared with chiropractic, exercise physiology, osteopathy | Physiotherapy, first visit: 65%Physiotherapy, later visit: 65% |
| Chiropractic | None | $300shared with physiotherapy, exercise physiology, osteopathy | Chiropractic, first visit: 65%Chiropractic, later visit: 65% |
| Acupuncture | None | $150shared with remedial massage, chinese herbal medicine | Acupuncture, first visit: 65%Acupuncture, later visit: 65% |
| Remedial massage | None | $150shared with acupuncture, chinese herbal medicine | Remedial massage, first visit: 65%Remedial massage, later visit: 65% |
| Chinese herbal medicine | None | $150shared with acupuncture, remedial massage | Chinese herbal medicine, first visit: 65%Chinese herbal medicine, later visit: 65% |
| Exercise physiology | None | $300shared with physiotherapy, chiropractic, osteopathy | Exercise physiology, first visit: 65%Exercise physiology, later visit: 65% |
| Osteopathy | None | $300shared with physiotherapy, chiropractic, exercise physiology | Osteopathy, first visit: 65%Osteopathy, later visit: 65% |
Not covered: podiatry, psychology, hearing aids, blood glucose monitors, audiology, antenatal and postnatal, dietetics, orthoptics, health management programs, home nursing, occupational therapy, orthotics, speech therapy, vaccinations.
Other services: Myotherapy - $150 combined limit with acupuncture, remedial massage and Chinese herbalism per person per calendar year. The combined annual limit for physiotherapy/exercise physiology/chiropractic/osteopathy will increase by $50 per calendar year to $500. The annual limit for Dental will increase by $50 per calendar year to $700.
From the insurer: nib's Corporate basic range of Extras with benefits paid at 65% of the cost. Of course, you can see your choice of provider, but by choosing a FirstChoice provider, you may have less to pay towards the cost of your treatment. We’ve created the FirstChoice network to help you access quality healthcare and a better deal for you and your family. We’ve locked in lower costs with our FirstChoice providers, so you can enjoy competitive treatment fees when you visit the dentist or a discount the next time you claim for glasses.
Benefit paid after current PBS patient contribution deducted.
Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.
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Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.
Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.