Mid Range Extras
An extras policy from TUH.
- TUH only takes current or former union members and their families.
Premiums for every state, cover type and excess this policy is sold with, and what it covers, from the statement TUH files with the government. Monthly, before the rebate and any Lifetime Health Cover loading.
From
Single, NT, no excess, before the rebate.
- Medicare levy surcharge
- Does not exempt you
- Ambulance
- Emergency and non-emergency, call-out fees included, no limit
- Who can join
- Restricted
The Private Health Information Statement for this price, on PrivateHealth.gov.au.
TUH's page for this policyAgainst every other extras policy in NSW & ACT
Single cover, corporate and restricted policies included. Further right covers more services, higher up costs more.
It covers 20 services for $67.35 a month. Of the 396 other policies, 136 cost less and 186 cover more services.
Monthly premium by state and cover type
NSW prices also apply in the ACT. Each price in the tables opens its official Private Health Information Statement on PrivateHealth.gov.au, with a PDF to download.
Single premium in each state
To the nearest dollar, a month before the rebate. The tables below have every price to the cent.
No excess
| State | Single | Couple | Family | Single parent | Extended family | Extended single parent |
|---|---|---|---|---|---|---|
| NSW & ACT | $67.35 | $134.70 | $134.70 | $103.05 | $181.85 | $141.44 |
| VIC | $66.46 | $132.92 | $132.92 | $101.68 | $179.44 | $139.56 |
| QLD | $67.52 | $135.04 | $135.04 | $103.30 | $182.28 | $141.78 |
| SA | $66.33 | $132.66 | $132.66 | $101.49 | $179.10 | $139.29 |
| WA | $66.27 | $132.54 | $132.54 | $101.38 | $178.92 | $139.16 |
| TAS | $66.39 | $132.78 | $132.78 | $101.58 | $179.26 | $139.42 |
| NT | $65.13 | $130.26 | $130.26 | $99.64 | $175.85 | $136.77 |
Pays towards 20 of 27 standard services
Yearly limits, per person, against the typical policy
- General dental$600typical policy $800
- Major dentalshared with endodontic (root canals), orthodontics$1,000typical policy $1,000
- Optical$230typical policy $220
- Physiotherapyshared with exercise physiology$600typical policy $450
- Chiropractic$300typical policy $400
- Psychologyshared with 4 other services$350typical policy $400
What it pays on common claims, against the typical policy
- Periodic oral exam (item 012)$31.50typical policy $35.20
- Scale and clean (item 114)$60.90typical policy $66.85
- Full crown, veneered (item 615)$580.00typical policy $773.80
- Single vision lenses and frames100% of the feetypical policy $220.00
- Physiotherapy, first visit$42.00typical policy $42.00
- Psychology, first visit$75.00typical policy $75.00
| Service | Waiting period | Yearly limit, per person | Per policy | Example benefits (all states) |
|---|---|---|---|---|
| General dental | 2 months | $600 | - | Periodic oral exam (item 012): $31.50Scale and clean (item 114): $60.90Fluoride treatment (item 121): $24.15Simple extraction (item 322): $109.00 |
| Major dentalconditions apply | 12 months | $1,000shared with endodontic (root canals), orthodontics | - | Full crown, veneered (item 615): $580.00 |
| Endodontic (root canals) | 12 months | $1,000shared with major dental, orthodontics | - | Root canal filling (item 417): $141.00 |
| Orthodonticsconditions apply | 12 months | $1,000shared with major dental, endodontic (root canals) | - | Braces, upper and lower, with retainer (item 881): $550.00 |
| Opticalconditions apply | 6 months | $230 | - | Multifocal lenses and frames: 100%Single vision lenses and frames: 100% |
| Non-PBS medicines | 2 months | $400 | - | Non-PBS prescription: $60.00 |
| Physiotherapyconditions apply | 2 months | $600shared with exercise physiology | - | Physiotherapy, first visit: $42.00Physiotherapy, later visit: $37.00 |
| Chiropractic | 2 months | $300 | - | Chiropractic, first visit: $34.00Chiropractic, later visit: $28.00 |
| Podiatryconditions apply | 2 months | $350shared with 4 other services | - | Podiatry, first visit: $37.00Podiatry, later visit: $31.00 |
| Psychology | 2 months | $350shared with 4 other services | - | Psychology, first visit: $75.00Psychology, later visit: $60.00 |
| Acupuncture | 2 months | $400shared with remedial massage, chinese herbal medicine, osteopathy | - | Acupuncture, first visit: $36.00Acupuncture, later visit: $31.00 |
| Remedial massageconditions apply | 2 months | $400shared with acupuncture, chinese herbal medicine, osteopathy | - | Remedial massage, first visit: $35.00Remedial massage, later visit: $35.00 |
| Antenatal and postnatalconditions apply | 2 months | $200shared with health management programs | $400 | Antenatal and postnatal, first visit: 80%Antenatal and postnatal, later visit: 80% |
| Chinese herbal medicine | 2 months | $400shared with acupuncture, remedial massage, osteopathy | - | Chinese herbal medicine, first visit: $36.00Chinese herbal medicine, later visit: $31.00 |
| Dietetics | 2 months | $350shared with 4 other services | - | Dietetics, first visit: $60.00Dietetics, later visit: $42.00 |
| Exercise physiology | 2 months | $600shared with physiotherapy | - | Exercise physiology, first visit: $25.00Exercise physiology, later visit: $25.00 |
| Health management programsconditions apply | None | $200shared with antenatal and postnatal | $400 | Health management program: 80% |
| Occupational therapy | 2 months | $350shared with 4 other services | - | Occupational therapy, first visit: $37.00Occupational therapy, later visit: $29.00 |
| Osteopathy | 2 months | $400shared with acupuncture, remedial massage, chinese herbal medicine | - | Osteopathy, first visit: $33.00Osteopathy, later visit: $28.00 |
| Speech therapy | None | $350shared with 4 other services | - | Speech therapy, first visit: $55.00Speech therapy, later visit: $30.00 |
Not covered: hearing aids, blood glucose monitors, audiology, orthoptics, home nursing, orthotics, vaccinations.
Other services: Other services: Anti-snore device $300 sub-limit included in Major Dental overall limit. Group Physiotherapy $17 per consult up to $150 sub-limit. Ante/post-natal Physiotherapy $17 per consult up to $110 sub-limit. Chiropractic x-ray (one per year) $50 included in Chiropractic limit. Group Psychology $30 per consult and Counselling $38 per initial consult, $30 per subsequent consult included in $250 Psychology sub-limit. Osteopathic x-ray (one per year) $50 included in Osteopathy sub-limit. Myotherapy $35 per consult included in Remedial Massage sub-limit. Biogait Analysis (one per year) $31 included in the $250 Podiatry sub-limit. Group Speech Therapy $12 per consult up to $150 Speech Therapy sub-limit. Group Occupational Therapy $17.50 per consult up to $150 Occupational Therapy sub-limit. *Health Management overall limit includes Health Screenings 80% of charge up to $90 sub-limit , Wellbeing Programs 80% up to $110 sub-limit, Weight Loss and Fitness Programs 80% up to $120 sub-limit and Ante/post Natal Classes 80% up to $160 sub-limit. Active Health Bonus $40/person $80/membership (conditions apply).
From the insurer: Online and mobile access, claims via smart phone app. Some major dental sub-limits increase with years of membership. Extended dependant option only available with selected hospital products, contact us for further details.
Major Dental limit includes Crowns, Bridges and Implants $580 sub-limit, Denture $550 sub-limit, Endodontia $300 sub-limit, Anti-snore device $300 sub-limit and Orthodontic $550 annual sub-limit (maximum lifetime benefit $1650). *Optical set benefits apply for frames/lenses/repairs, 100% up to annual limit for contacts. *Physiotherapy limit includes Exercise Physiology $100 sub-limit, Group Physiotherapy $150 sub-limit and Ante/post-natal physiotherapy. *Podiatry ($250 sub-limit) limit includes Psychology $250 sub-limit, Dietetics $150 sub-limit, Speech Therapy $150 sub-limit and Occupational Therapy $150 sub-limit. *Remedial Massage limit includes Osteopathy $300 sub-limit, Acupuncture and Chinese Medicine $350 sub-limit, and Massage/Myotherapy $350/person $700/membership sub-limit.
Example benefits are what the policy pays for that item at a provider without a special arrangement with the insurer; a percentage is of the fee charged. The typical policy is the middle one of the 708 extras policies on the market that aren't sold only through employers.
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Source: PrivateHealth.gov.au data (Private Health Insurance Ombudsman) via data.gov.au, licensed CC BY 3.0 AU. Normalised by The Finance Algorithm from the extract dated 1 Oct 2026, read on 23 Oct 2026.
Premiums are monthly and shown before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount. Confirm the price and the cover with the insurer before you buy; the official statement for every policy is on PrivateHealth.gov.au. This is general information, not advice, and no insurer pays to be listed or ranked here.